Century BMW
2750 Laurens Road Greenville, SC 29607Sales: 800-340-5099
- Service: 800-763-7278
- Parts: 800-763-7278
BMW Car Loans, Leases & Auto Financing - Greenville, SC
Century BMW Finance Center
| Welcome to the Finance Center. | ||
| The financial services department at Century BMW is dedicated to assisting our customers throughout their buying process by helping them determine the best finance/lease options currently available to them as well as providing opportunities to purchase programs and services to protect their new investment | ||
| Please call 800-340-5099 to speak with one of our Professional Financial Representatives. | ||
Get a Free Greenville Car Loan Quote. Most people need a car loan to finance their new car or used car purchase. The finance experts at Century BMW help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Century BMW works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure Credit Application and get started with buying a car today!
Lease vs. Buy
Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your Greenville car loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.
When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.
Learn from our trained finance staff about financing your next vehicle.
We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!
Low Interest Car Loan & Lease Options in Greenville - Century BMW Financing
Let the finance team at Century BMW simplify the process of getting a car loan in Greenville. With years of experience and a network of lenders, the staff at our BMW dealership will get you an auto loan you can afford. Start the application process from the comfort of your home by completing our secure and encrypted online finance application form. We will contact you with additional information about your car loan in Greenville as soon as we have reviewed your application.
If you would like to know more about car loans and leases visit Century BMW's finance FAQ section, where you will find additional information about loan rates, fees, and monthly payments.
While you are waiting for your finance application to get approved, please browse our Greenville dealership's new BMW and used car inventory. With a variety of vehicles and a knowledgeable sales team, we are confident that we will find the car that is right for you.
Financing Navigation
Contact Information
- Century BMW
-
2750 Laurens Road
Greenville, SC 29607 -
- sales Sales:
- 800-340-5099
- phone2 Service:
- 800-763-7278
- phone3 Parts:
- 800-763-7278
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.